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Affordable Texas Electricity Plans with No Deposit or Credit Check

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Moving can be stressful and expensive, including the cost of setting up electricity in your home. Many power companies require pricey deposits and a lengthy credit check process. You pay hundreds of dollars for an administration fee, then wait for the company to approve and connect your electricity.

In Texas, Payless Power offers a better way — no deposit electricity plans with no credit checks. And for those who aren’t moving and simply want to switch retail electricity providers without paying another hefty fee, no deposit plans provide an easy, affordable transition.

In addition to no deposits, Payless Power’s prepaid electricity plans offer instant approval, regardless of credit history, and require no credit check or lengthy paperwork. How easy is that? Read more on why no deposit, no credit check electricity is the convenient, affordable solution for your household.


No Deposits or Credit Checks =
Easy Sign-Up

The average cost of a utility deposit in Texas is typically 20% of your annual bill, or the equivalent of your first two months of expenses. This equates to about $300 based on the average annual cost of electricity in Texas, but could be much more depending on the size of your home or apartment. Some companies charge a flat deposit fee or they set a fee based on your utility payment history and/or overall credit score. That means you could be charged a higher deposit if you’ve lapsed on previous utility bills.

In contrast, Payless Power’s no deposit plans are just that: No money down except the minimal connection balance that goes into your account and is used directly for electricity costs. 

With Payless Power’s no deposit options, you can choose a prepaid electricity plan, also called a pay-as-you-go plan. Just like charging your battery to use a mobile device, customers “charge up” a Payless Power account by adding funds first, then using the electricity that’s already paid for. As one customer noted, it’s simple: “Pay money, get power.” You can pay by phone, online, or in person with a credit card, check, or cash.

In addition to no deposits, electricity plans without credit checks help countless Texans who are feeling the strain of the economy. The rising costs of gas and groceries, job losses, and struggling businesses mean families often make difficult choices about what they can afford that month. If bills lapse, credit scores are negatively impacted. 

Recognizing electricity as a basic need, Payless Power offers electricity plans regardless of a poor credit history or for those without recognized credit. Without the hurdle of credit history and coming up with hundreds of dollars up front for a deposit, Texans can sign up for a prepaid electricity plan with same-day connection that only takes a few hours. That’s one task checked off your to-do list.


Benefits of No Credit Check and No Deposit Electricity

With money back in your pocket and time back in your schedule, you’ll soon discover the benefits of Payless Power’s prepaid electricity plans with no deposit or credit checks. Keep reading to see the clear advantages.

No upfront charges

You start saving right away. Other companies may charge hundreds of dollars in sign-up/administration fees as a sort of “insurance” for you to pay on time. But if you’re moving or have a tight budget with limited or no loan options, these deposits are burdensome. You may never get your deposit back, and it’s often dependent on if you’ve had a year of positive payment history. A year is a long time without hundreds of dollars for other bills.

Again, your Payless Power prepaid electricity fee goes directly to your balance to pay for electricity. Enter your zip code to see the minimal connection balance required — it’s much less than deposits that you may never see again!

No stress over credit history

Signing up for a prepaid electricity plan is like securing pre-approval without being subject to the stressful pre-approval process. If you’re just starting out with little to no credit history, or if hard times resulted in lapsed utility payments, you don’t need to worry with Payless Power’s no credit check electricity plans. The time and stress saved means you can focus on more important things, like unpacking and getting to know your new city.

Pay-as-you-go convenience

The power is back in your hands! Instead of expensive month-end bills, you can control your payment date and method. Easily make a payment when your balance is low or schedule automatic payments on certain dates. For example, make your payments when it’s convenient to other household bills, payday, or as often as needed. You’ll receive notifications when your balance is low, and payment options via phone, online, or in person are hassle-free.

Prepaid electricity plans are not not just for those with poor credit history, either. Savvy residents who want to monitor and control their electricity costs without the shock of a big bill at the end of the month can also benefit.

No long electricity contracts

Our electricity plans are simple with short contract terms (12 months or less) that don’t lock you into a long-term plan that’s not right for you. With a set rate per kilowatt-hour for the length of your contract, you have predictable pricing. Your bill only fluctuates based on your energy consumption. And if you find you’re moving or need another plan, our cancellation fees are minimal compared to most companies.

Prompt approval

Our plans don’t require time-consuming credit checks, thus speeding up the process from sign up to lights on. Simply find a plan based on your zip code, then call or conveniently enroll online, which is available outside of business hours. You only need a working email address, phone number, and correct home address. In most cases, you can arrange same-day connection — see how to make that easier here.

Easy savings on cost and usage

After saving money with no deposits, customers can pocket even more with daily usage alerts from our customer portal. The notifications report the following: kilowatt hours consumed daily, daily savings, balance remaining, and the estimated days remaining based on the available funds. Customers can lower their consumption as they budget their prepaid balance. It’s easy to stay ahead because you’re paying in advance, so you’re not adding to debt with unpaid utility bills.


Get Started with No Deposit, No Credit Check Electricity

Because of Texas’s deregulated energy market, dozens of retail electric providers are vying for your business. In 2005, Texas-based Payless Power was created to help customers find a reliable electricity plan without burdensome requirements. Customers appreciate the flexibility of our no deposit electricity plans that don’t require credit checks. We’re consistently recognized as a top-five Gold Tier electricity company that provides top-notch products and customer service. 

Based in Fort Worth, Texas, Payless Power is an electric service company that supplies electricity to most parts of Texas’s deregulated areas including Corpus Christi, Houston, Dallas, Abilene, Killeen, Tyler, Laredo, and other areas. We are a Texas company who cares about Texans.

Start saving with a prepaid electricity plan with Payless Power — simply enter your zip code to discover a plan just right for you!

Frequently Asked Questions

Q: Can I get Electricity in Texas with No Deposit

Q: Can I get Electricity in Texas with No Deposit

Yes! No deposit electricity is available in Texas, with many companies and plans to choose from due to the state’s deregulated energy market. No deposit plans don’t require a pricey fee to connect your electricity, and any money paid in advance goes directly toward the cost of electricity.

Q: What Is “No Deposit” Electricity?

Q: What Is “No Deposit” Electricity?

No deposit electricity plans allow customers to connect electricity without a hefty administration fee, which is required by most traditional plans. With no deposit electricity, your initial balance goes directly toward the cost of powering your home. No deposit plans are sometimes called prepaid electricity (or pay-as-you-go) plans, as you pay in advance for your electricity use.

Q: What Are the Benefits of No Deposit Electricity?

Q: What Are the Benefits of No Deposit Electricity?

The benefits of no deposit electricity are clear: 1) No expensive upfront fees are required for connection, and your initial balance goes toward the cost of electricity. 2) You get instant approval with no credit checks required, meaning fast connection. 3) No deposit prepaid plans offer convenient, flexible payment options, as you pay in advance for power so you’re not surprised by huge bills at the end of the month. 4) You save money initially with no deposit down and every month by adjusting your usage, with daily power consumption and account balance updates.

Q: What to Consider Before Picking a No Deposit Electricity Plan?

Q: What to Consider Before Picking a No Deposit Electricity Plan?

If you have a poor credit history and need power quickly without a large upfront payment or lengthy approval process, no deposit electricity may be right for you. Consider if you need flexible payment options with your paycheck schedule and other household bills. Decide if you want an autopay option or can manage your payments with notifications when your balance gets low.

Q: Do all Energy Companies do Credit Checks?

Q: Do all Energy Companies do Credit Checks?

No, not all Texas energy companies require credit checks or credit history. The competitive deregulated Texas energy market means dozens of choices for consumers. Payless Power offers instant approval and no credit checks for our no deposit, prepaid electricity plans.

Q: Does Payless Power Require a Deposit?

Q: Does Payless Power Require a Deposit?

No, Payless Power prepaid electricity plans require no deposits or credit checks! All you need is a Texas address (whether you rent or own), a smart meter (already in a majority of Texas homes), a payment method, an initial balance (which isn’t a deposit) that goes toward your actual electricity costs, and an online account where we send your usage statements.

Q: How Much are Estimated Electricity Deposits in Texas?

Q: How Much are Estimated Electricity Deposits in Texas?

Electricity deposits in Texas are typically one-fifth of your estimated annual electric bill or the total of your estimated bills for the next two months – equating to hundreds of dollars up front! Not all electricity companies require a deposit, however; Payless Power’s no deposit plans allow you to start saving right from the start.

Q: Do I Have to Sign a Contract for a No Deposit Plan?

Q: Do I Have to Sign a Contract for a No Deposit Plan?

It depends. Some companies offer no deposit plans with contract terms from 3 months to several years that lock in your rate per kilowatt-hour (kWh) for the length of the term. Other companies offer no deposit plans with variable month-to-month rates, where the price per kWh fluctuates. A termination fee is often required for contracted plans, but locking in at a lower rate means savings and predictability.

Q: Does a No Deposit Energy Plan Require a Credit Check?

Q: Does a No Deposit Energy Plan Require a Credit Check?

Some Texas companies require a credit check for no deposit plans, while other retail electric providers do not. With Payless Power’s no deposit prepaid electricity, you can get automatic approval without a required credit score or utility payment history.

Q: How Quickly Can I Begin Service Under a No Deposit Plan?

Q: How Quickly Can I Begin Service Under a No Deposit Plan?

Many no deposit plans mean quick service, including same-day connection. Without a long approval process or credit check, no deposit plans require little time or money up front. If you sign up early in the day and have a smart meter (in most Texas apartments and homes), then connection could be as quick as 4 to 6 hours. If you sign up after business hours, service may be delayed until the following operational day.

What our customers are saying

See why our power customers say we're the best electricity provider in Texas!

Affordable and easy to make payments

I was worried about getting electricity for my home through a prepaid company. I was calling around to see different rates then going through all the hassle of credit checks while dropping points each…

Christine M. in Killeen

Happy Customer

I have been with this company for several years and have been very happy since. Even when I moved, they made my usually stressful situation very easy and carefree. I recommend them to everyone that I…

Julia L. in Webster

Long term customer

I have enjoyed the service for 2 years now. In the beginning this service was planned to be temporary but with the service being so effective for me i decided to keep it for the long haul. I’m a happy customer.

Kalandra H. in McKinney

About Payless Power

Payless Power wants to be your Texas electric company.

Whether you live in a large city or small town, we can save you money with pay as you go electricity! Where do we provide Texas electricity? We service customers with no deposit electricity in more than 400 deregulated communities in Texas. We work with principal utilities throughout the state of Texas to provide prepaid electricity. The utilities are: Oncor in the Dallas / Fort Worth Metroplex and various parts of West Texas; CenterPoint Energy in Houston and the surrounding areas; AEP Central in Corpus Christi and surrounding areas; AEP North in Abilene and other North Texas communities.

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