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No Deposit Electricity Plans in Texas with No Credit Check

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Why Choose A No-Deposit Electricity Plan?

Moving can be stressful and expensive, especially when you include the cost of setting up electricity in your home. Many power companies require pricey deposits and a lengthy credit check process. Then you pay hundreds of dollars for an administration fee and wait for the company to approve and connect your electricity.

In Texas, Payless Power offers a better way — no-deposit electricity plans with no credit checks. And no-deposit plans provide an easy, affordable transition for those who aren’t moving and simply want to switch energy providers without paying another hefty fee.

In addition to no deposits, Payless Power’s prepaid electricity plans offer instant approval regardless of credit history and require no credit check or lengthy paperwork. How easy is that? 

Read more to discover why no-deposit, no-credit-check electricity is the convenient and affordable solution for your household.

How Does No-Deposit Electricity Work?

The average utility deposit in Texas typically costs 20% of your annual bill or the equivalent of your first two months of expenses. This equates to about $300 based on the average annual cost of electricity in Texas, but it could be much more depending on home size. 

Some companies charge a flat deposit fee or set one based on your utility payment history and/or overall credit score. That means they could charge a higher deposit if you’ve lapsed on previous utility bills.

In contrast, Payless Power’s no-deposit plans are just that: no money down, except for the minimal connection balance that goes into your account exclusively for electricity costs. 

Payless Power’s no-deposit options let you choose a prepaid electricity plan (also called a pay-as-you-go plan). Just like charging your battery to use a mobile device, customers “charge up” a Payless Power account by adding funds and using the electricity the funds covered. 

As one customer noted, it’s simple: “Pay money, get power.” You can pay by phone, online, or in person with a credit card, check, or cash.

In addition to no deposits, electricity plans without credit checks help countless Texans feeling the strain of the economy. The rising costs of gas and groceries, job losses, and struggling businesses mean families often make difficult choices about what they can afford that month. Lapsed bills can negatively impact credit scores. 

Recognizing electricity as a basic need, Payless Power offers electricity plans regardless of poor credit history or for those without recognized credit. Without the hurdle of credit history and coming up with hundreds of dollars upfront for a deposit, Texans can sign up for a prepaid electricity plan with same-day connection that only takes a few hours. 

That’s one task checked off your to-do list.

No Deposit Electricity Helps You Take Control

Our Prepaid Electricity Plans Can Put You On The Path to Huge Savings Today!

Instant Approval

Enroll today, regardless of income or credit history.

No Deposit Required

Get same-day power connection for your home with no deposit required!

Daily Usage Alerts

Receive daily balance and usage notifications via text, email, or both.

Self-Service Portal

We provide an easy-to-use online portal that lets you take control of your payments and usage.

Benefits of No-Credit-Check and No-Deposit Electricity

Here Are A Few Of The Many Reasons a No-Deposit Prepaid Plan Might Be Right For You

No upfront charges

You start saving right away. Other companies may charge hundreds of dollars in sign-up/administration fees as a sort of “insurance” for you to pay on time. But these deposits are burdensome if you’re moving or have a tight budget with limited or no loan options. You may never get your deposit back, and it’s often dependent on if you’ve had a year of positive payment history. A year is a long time without hundreds of dollars for other bills. Your Payless Power prepaid electricity fee goes directly to your balance to pay for electricity. Enter your ZIP code to see the minimal connection balance required — it’s much less than deposits you may never see again!

No stress over credit history

Signing up for a prepaid electricity plan is like securing preapproval without the stressful preapproval process. People with little to no credit history or hard times resulting in lapsed utility payments don’t need to worry with Payless Power’s no-credit-check electricity plans. The time and stress saved means you can focus on more important things, like unpacking and getting to know your new city.

Pay-as-you-go convenience

The power is back in your hands! Instead of expensive month-end bills, you can control your payment date and method. Easily make a payment when your balance is low or schedule automatic payments on certain dates. For example, make your payments when convenient for other household bills, on your payday, or as often as needed. You’ll receive notifications when your balance is low, and phone, online, or in-person payment options are hassle-free. Prepaid electricity plans aren’t just for those with poor credit history, either. Savvy residents wanting to monitor and control their electricity costs without the shock of a big bill at the end of the month can also benefit.

No long electricity contracts

Our electricity plans are simple, with short contract terms (12 months or less) that don’t lock you into a long-term contract. A fixed rate per kilowatt-hour for the length of your contract allows for predictable pricing. Your bill only fluctuates based on your energy consumption. And if you find you’re moving or need another plan, our cancellation fees are minimal compared to most companies.

Prompt Approval

Our plans don’t require time-consuming credit checks, speeding up the process from sign-up to lights on. Simply find a plan based on your ZIP code and call or enroll online (available outside business hours). You only need a working email address, phone number, and correct home address. In most cases, you can arrange a same-day connection (here’s how to make that easier).

Get Started With No-Deposit, No-Credit-Check Electricity

Signing Up Is Easy

Texas’s deregulated energy market means dozens of retail electric providers are vying for your business. We created Texas-based Payless Power in 2005 to help customers find a reliable electricity plan without burdensome requirements. 

Customers appreciate the flexibility of our no-deposit electricity plans, which also don’t require credit checks. We’re consistently recognized as a top-five Gold Tier electricity company, providing top-notch products and customer service. 

Based in Fort Worth, Texas, Payless Power is an electric service company supplying electricity to most parts of Texas’s deregulated areas, including Corpus Christi, Houston, Dallas, Abilene, Killeen, Tyler, Laredo, and other areas. We’re a Texas company that cares about Texans.

Start saving with a prepaid electricity plan with Payless Power — simply enter your ZIP code to discover a plan that’s just right for you!

Frequently Asked Questions

Q: Can I get electricity in Texas with no deposit?

Q: Can I get electricity in Texas with no deposit?

Yes! No-deposit electricity is available in Texas, with many no-deposit electricity companies and plans to choose from due to the state’s deregulated energy market. No-deposit plans don’t require a pricey fee to connect your electricity, and any money paid in advance goes toward the cost of electricity.

Q: What Is “No Deposit” Electricity?

Q: What Is “No Deposit” Electricity?

No-deposit electricity plans let customers connect electricity without a hefty administration fee, which is required by most traditional plans. With no-deposit electricity, your initial balance goes directly toward the cost of powering your home. No-deposit plans are sometimes called prepaid electricity (or pay-as-you-go) plans, as you pay in advance for your electricity use.

Q: What Are the Benefits of No Deposit Electricity?

Q: What Are the Benefits of No Deposit Electricity?

The benefits of no-deposit electricity are clear: 

  • No expensive upfront connection fees, and your initial balance goes toward the cost of electricity.
  • You get instant approval with no credit checks required, meaning fast connection.
  • No-deposit prepaid plans offer convenient, flexible payment options. You pay in advance for power, so you’re not surprised by huge bills at the end of the month.
  • Save money initially with no deposit down and monthly by adjusting your usage, with daily power consumption and account balance updates.

Q: What should I consider before picking a no-deposit electricity plan?

Q: What should I consider before picking a no-deposit electricity plan?

No-deposit electricity might be right for you if you have a poor credit history and need power quickly, without a large upfront payment or lengthy approval process. Consider whether you need flexible payment options with your paycheck schedule and other household bills. Decide if you want an autopay option or can manage your payments with notifications when your balance gets low.

Q: How Much are Estimated Electricity Deposits in Texas?

Q: How Much are Estimated Electricity Deposits in Texas?

Electricity deposits in Texas are typically one-fifth of your estimated annual electric bill or the total of your estimated bills for the next two months. This equates to hundreds of dollars upfront! Not all electricity companies require a deposit, however. Payless Power’s no-deposit plans allow you to start saving right from the start.

Q: Do I Have to Sign a Contract for a No Deposit Plan?

Q: Do I Have to Sign a Contract for a No Deposit Plan?

It depends. Some companies offer no-deposit plans with contract terms from three months to several years. These plans lock in your rate per kilowatt-hour (kWh) for the length of the term. Other companies offer no-deposit plans with variable month-to-month rates, where the price per kWh fluctuates. Contracted plans often require a termination fee, but locking in at a lower rate means savings and predictability.

Q: How Quickly Can I Begin Service Under a No Deposit Plan?

Q: How Quickly Can I Begin Service Under a No Deposit Plan?

Many no-deposit plans mean quick service, including same-day connection. Without a long approval process or credit check, no-deposit requirement plans require little time or money upfront. 

If you sign up early in the day and have a smart meter (installed in most Texas apartments and homes), connection could be as quick as four to six hours. Service might be delayed until the following operational day if you sign up after business hours.

Q: Does A No-Deposit Energy Plan Require A Credit Check?

Q: Does A No-Deposit Energy Plan Require A Credit Check?

Some Texas companies require a credit check for no-deposit plans, while other retail electric providers don’t. Payless Power’s no-deposit prepaid electricity plan options mean you can get automatic approval without a credit score or utility payment history.

Q: How Does No-Credit-Check Electricity Work?

Q: How Does No-Credit-Check Electricity Work?

No-credit-check electricity is available with Payless Power’s prepaid electricity plans. Texans can sign up by enrolling online or over the phone and loading funds into their electricity account. These initial funds aren’t deposits; they go toward your electricity costs. 

Next, schedule a connection. Same-day connection typically only takes a few hours. Finally, use Payless Power’s personalized text or email alerts to monitor daily electricity usage, charges, and account balance.

Q: Will My Electricity Bill Be Higher With No-Credit-Check Electricity?

Q: Will My Electricity Bill Be Higher With No-Credit-Check Electricity?

No, your bill won’t be higher with no-credit-check electricity. Payless Power is recognized as a top-five Gold Tier electricity company and offers Texans reliable electricity service at a low cost. 

There are no hidden costs or strings attached. Enroll online or by phone; electricity is often set up the same day. Stay up to date with your usage, energy cost, and account balance with a daily text or email.

Q: Do Utilities Do A Hard Credit Check?

Q: Do Utilities Do A Hard Credit Check?

No, not all utilities perform a hard credit check. At Payless Power, our philosophy is to make getting affordable electricity for your home and business easy — without the hassle of a credit check. 

Payless Power’s quick and easy prepaid electricity plans allow Texans to sign up online or by phone with no credit check, deposit, or utility payment history.

Q: What Credit Score Do I Need For Electricity?

Q: What Credit Score Do I Need For Electricity?

At Payless Power, we believe all Texans should have access to affordable electricity in their home or business regardless of credit score. Whether you have good credit, no credit, or a score somewhere in between, you’ll receive instant approval –– no credit score needed.

Q: Can I Get Electricity With Bad Credit?

Q: Can I Get Electricity With Bad Credit?

Yes, you can get electricity regardless of your credit history. Whether you have no credit or bad credit, Payless Power offers all Texans prepaid electricity plans without a credit check. 

Find a plan based on your ZIP code and call or enroll online for prompt approval (often with same-day setup).

Q: Can I Get Electricity In Texas With No Credit Check?

Q: Can I Get Electricity In Texas With No Credit Check?

Yes, Payless Power lets you sign up for a prepaid electricity plan and receive immediate approval without a credit check. Texans can sign up for an electricity plan with a same-day connection regardless of credit history and without waiting for the results of a credit check.

Q: Can I Transfer My No Deposit Plan to a New Address if I Move?

Q: Can I Transfer My No Deposit Plan to a New Address if I Move?

It depends on two things: the company’s criteria, and whether they operate in the area of your new address. Many companies don’t allow you to transfer a no-deposit plan due to local electricity rates, but they can create a new account at your new address. Early termination fees are minimal for companies like Payless Power, and no-deposit plans are available throughout most of Texas.

What our customers are saying

See why our power customers say we're the best electricity provider in Texas!

Affordable and easy to make payments

I was worried about getting electricity for my home through a prepaid company. I was calling around to see different rates then going through all the hassle of credit checks while dropping points each…

Christine M. in Killeen

Happy Customer

I have been with this company for several years and have been very happy since. Even when I moved, they made my usually stressful situation very easy and carefree. I recommend them to everyone that I…

Julia L. in Webster

Long term customer

I have enjoyed the service for 2 years now. In the beginning this service was planned to be temporary but with the service being so effective for me i decided to keep it for the long haul. I’m a happy customer.

Kalandra H. in McKinney