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No Credit Check Electricity

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In Texas, if you have bad credit or don’t have a recognized credit, most electricity providers will demand a credit check for you to qualify for their electricity plan. No credit check energy plans through Payless Power offer an alternative option to people with poor credit as they require no background check. It is like getting pre-approved without being subjected to the stressful pre-approval process.

Prepaid Electricity Plans with No Credit Checks

One of the best and cheapest electricity plan options with no credit check is the prepaid electricity plan. In fact, most electricity consumers, who due to one reason or another have a credit problem, have enrolled in a prepaid electricity plan. Payless Power has some of the best prepaid electricity plans in Texas (will talk about them later).

Prepaid plans, which are also known as “Pay as you go,” are a type of electricity plan that makes it possible for you to pay before use without requiring a credit check for you to start receiving power. You only need to register and deposit some funds to your prepaid account and you are good to go. The money will be deducted from your account as you continue to use power.

Why Do Electric Companies Require Credit Checks?

The primary reason why most electric companies examine your credit history is to determine your ability to pay. The more the number of customers with unpaid bills, the more costly it will be to the energy company. This in turn means that the electric company will have to increase the rates to make-up for the non-payments. However, since the Texas electricity market comprises several competitive electricity companies, an electric company with a higher electric rate is likely to lose business.

The argument is that, if you have a poor credit history, chances are high that you may default on your payment, which is made either through monthly bills or direct debit. The credit checks and deposit fees act as measures to prevent non-payment. If you have a past record of non-payment, especially if it’s a non-payment on a utility account, you certainly will not qualify for a postpaid electricity plan. This is one of the best things about no credit check energy plans. It gives you the opportunity to be connected to electricity regardless of your past credit history or your credit score.

Benefits of No Credit Check Electricity Plans

The primary advantage of no credit check electricity plans is that they usually don’t require a deposit fee or any upfront charges. There are other perks of these plans, too, which include:

Get a No Credit Check Prepaid Plan from Payless Power

Based in Fort Worth, Texas, Payless Power is an electric service company that supplies electricity to most parts of Texas’s deregulated areas including Corpus Christi, Houston, Dallas, Abilene, Killeen, Tyler, Laredo, and other areas. Payless Power’s prepaid electricity plans provide some of the most competitive electricity rates in Texas. All Payless Power prepaid electric plans do not require a deposit or credit check. We also provide same-day electricity service to our customers (in homes with smart meters).

Payless Power offers several rate plans, including our popular prepaid electricity plans. Prepaid plans are great options for those who need affordable electricity and flexible payment plans that help you schedule payments based on other household budget needs. It also helps you to monitor your electricity consumption by sending daily alerts showing your electricity consumption and your prepaid account balance.

Frequently Asked Questions

Q: Do all Energy Companies do Credit Checks?

Q: Do all Energy Companies do Credit Checks?

No, not all Texas energy companies require credit checks or credit history. The competitive deregulated Texas energy market means dozens of choices for consumers. Payless Power offers same-day approval and no credit checks for our no deposit, prepaid electricity plans.

Q: Will my electricity bill be higher with no credit check electricity?

Q: Will my electricity bill be higher with no credit check electricity?

No, your bill will not be higher with no credit check electricity. Payless Power is recognized as a top-five Gold Tier electricity company and offers Texans reliable electricity service at a low cost. There are no hidden costs or strings attached. You can enroll online or by phone, and often electricity is set up the same day. Stay up-to-date with your usage, energy cost, and account balance with daily text or email.

Q: How does no credit check electricity work?

Q: How does no credit check electricity work?

No credit check electricity is available with Payless Power’s prepaid electricity plans, and signing up is easy:

  1. Enroll online or over the phone.
  2. Load funds into your account. These initial funds are not deposits; they go toward your electricity costs. 
  3. Schedule a connection. Same-day connection typically only takes a few hours. 
  4. Monitor your daily electricity usage, charges, and account balance with Payless Power’s personalized text or email alerts.

What our customers are saying

See why our power customers say we're the best electricity provider in Texas!

Affordable and easy to make payments

I was worried about getting electricity for my home through a prepaid company. I was calling around to see different rates then going through all the hassle of credit checks while dropping points each…

Christine M. in Killeen

Happy Customer

I have been with this company for several years and have been very happy since. Even when I moved, they made my usually stressful situation very easy and carefree. I recommend them to everyone that I…

Julia L. in Webster

Long term customer

I have enjoyed the service for 2 years now. In the beginning this service was planned to be temporary but with the service being so effective for me i decided to keep it for the long haul. I’m a happy customer.

Kalandra H. in McKinney