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Electricity for First-Time Renters in Texas

Getting your first apartment is a huge milestone. Along with dreaming up how you’re going to decorate and buying those last-minute things, there’s one other major task you need to handle before move-in day: setting up your utilities.

If electricity isn’t included in your rent, you’ll need to choose a provider, pick a plan, and schedule service for your new address. Take care of these details ahead of time to avoid scrambling on moving day to get the lights and A/C turned on.

The good news is that setting up electricity for your first apartment is usually pretty simple once you know what to look for. Start with your lease and find out which utilities you’ll need to set up yourself.

Choosing a Texas Electricity Provider as a First-Time Renter

Moving into your first apartment might also mean it’s the first time you’re making decisions about electricity on your own, so it’s tempting to find the cheapest advertised rate and call it a day. But there’s a little more to consider.

  • Start by finding out which electricity companies are available in your area and whether you have a choice of providers. Your apartment’s location, utility service area, and local electricity market can all affect which plans are available.
  • It also helps to know roughly what to expect cost-wise. Electricity for a typical apartment in Texas usually runs $50 to $200 a month, depending on your unit’s size, your usage, sun exposure, and the season — with natural gas adding another $50 if your apartment uses it. Knowing that range up front makes it a lot easier to compare plans apples-to-apples rather than just chasing the lowest advertised rate.
  • Next, you want to look beyond the rate. When comparing electricity companies, consider the plan type, contract length, deposit and credit requirements, payment options, and any additional fees.

Choosing an Electricity Plan for Your Apartment

Once you know which providers are available, it’s time to choose an electricity plan — and this is where things can get confusing fast, especially if it’s your first time setting up electricity. Start simple: think about how you want to pay, and what actually fits your budget.

  • Prepaid electricity: pay as you go, stay in control.
    With prepaid, you pay for power before you use it — no waiting on a surprise monthly bill. It’s a great fit if you like keeping a close eye on your spending. Payless Power’s prepaid plans skip the credit check and the deposit entirely, and daily alerts keep you posted on your usage and balance so there are no surprises.
  • No-deposit electricity: more move-in budget, less hassle.
    Moving already comes with enough upfront costs. Skipping the security deposit helps keep more cash in your pocket on move-in day. Payless Power’s no deposit plans also don’t require a credit check, giving you another way to avoid a large upfront deposit.
  • Fixed-rate electricity: know your rate, own your budget.
    A fixed-rate plan locks in your rate for the life of your plan, so your electricity costs stay predictable month to month. Payless Power offers fixed-rate plans on 6- and 12-month terms.

Whatever you choose, don’t just shop the advertised rate. Look at the fees, contract terms, and payment options, so you know exactly what you’re signing up for.

What Are Utilities-Included Apartments?

Some apartments include utilities like electricity, water, gas, trash, or internet in your monthly rent. If electricity is included, you won’t need to open an electricity account yourself. Check your lease to see exactly what’s included and what’s your responsibility.

A few things to keep in mind:

  • Does “utilities included” save you money? Not necessarily. Apartments with included utilities may have higher rent because those costs are built into your monthly payment. Compare the total cost with what you’d likely pay separately for rent and utilities.
  • Who takes care of the utilities? In an apartment where utilities aren’t included, you will set up and pay for utilities. If they are bundled into your rent, the property manager handles the bills, and the cost is included in your rent. It’s one less thing to keep track of, though you may not get the same level of detail on your monthly usage.
  • Does the apartment itself make a difference? It can. The size and features of a unit can affect both what you’re paying and how much electricity you use. Some larger or luxury apartments may offer additional features such as Wi-Fi, dedicated parking, or EV charging. And during a hot Texas summer, A/C can make up a big part of your electricity use, so keep that in mind when comparing apartments.

Before You Sign: Know Who’s Paying for What

Before you sign, take a few minutes to make sure you know which utilities are included and which ones you’ll need to handle yourself. Here’s a quick checklist:

  • Find the utilities section — Locate the part of your lease that spells out what’s included in rent and what you yourself will pay.
  • Check who covers what — Rent might include water and trash while you handle electricity and internet, or the property manager might cover several utilities.
  • Ask before you sign — Clarify anything that is unclear before signing, not after you’ve moved in.
  • Check extra features — A/C, smart thermostats, Wi-Fi, pet-friendly amenities, parking, and EV charging can all be worth knowing about.
  • List your responsibilities — Note every utility or service you’ll need to set up yourself so you can get your accounts ready before move-in day.

Setting Up Electricity in Your First Apartment

Once you’ve picked a provider and plan, you’re almost there. Setting up your electricity account is usually pretty straightforward, even if this is your first time renting or you don’t have much credit history yet.

No credit history — or bad credit — isn’t a dealbreaker.

Traditional electricity providers may ask for a deposit if you don’t have an established credit or rental history, or if your credit score falls below their threshold. Deposits often range from $150 to $400, depending on the provider and your apartment’s size. Prepaid electricity can be another option if you’d rather avoid a traditional credit check or deposit.

Payless Power’s prepaid and no deposit electricity plans skip the credit check entirely, so first-time renters — and renters rebuilding their credit — can get the lights on without jumping through hoops or fronting extra cash at move-in. It’s one of the simplest ways to sidestep the deposit conversation altogether, whether you’ve never had electricity in your name or you’re dealing with a rough credit history.

Setting Up Your Electricity Account in Texas

Setting up electricity is usually one of the quickest parts of your move-in checklist — in fact, you can knock it out without leaving your couch. Start by confirming whether electricity is already included in your rent. If not, you’re free to choose your own provider. Before you sign up, have the following essentials ready:

  • Government-issued ID
  • Lease agreement or proof of address
  • Desired move-in/service start date

First-time renter tip: Timing matters. Start the process about a week before your move-in date to allow for delays. This is especially relevant if your building needs a technician on site. If you choose Payless Power, it’s easy to enroll online in just a few minutes, and same-day activation is available in eligible areas if your rental has a smart meter.

Paying for Electricity

How you pay matters just as much as who you sign up with. Traditional postpaid plans bill you at the end of the month, based on what you used within the billing period. Prepaid plans, like the ones Payless Power offers, flip that around — you pay for power before you use it, and you can track your balance and usage with daily alerts sent straight to your phone or inbox.

Whichever way you go, setting up autopay helps you stay on top of due dates and avoid service interruptions.

If you’re a first-time renter in Texas looking to set up electricity, check out a prepaid plan from Payless Power. With no credit check and no deposit, our plans are good for every budget.

What our customers are saying

See why our power customers say we're the best electricity provider in Texas!

Affordable and easy to make payments

I was worried about getting electricity for my home through a prepaid company. I was calling around to see different rates then going through all the hassle of credit checks while dropping points each…

Christine M. in Killeen

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I have been with this company for several years and have been very happy since. Even when I moved, they made my usually stressful situation very easy and carefree. I recommend them to everyone that I…

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Long term customer

I have enjoyed the service for 2 years now. In the beginning this service was planned to be temporary but with the service being so effective for me i decided to keep it for the long haul. I’m a happy customer.

Kalandra H. in McKinney

*Same-day connection is available Monday through Saturday when you fund your account before 6:00 PM. Accounts funded after 6:00 PM, on Sundays, or on holidays will be connected first thing the next morning. Actual timing depends on your local utility company. Connection times are not guaranteed and may be delayed due to meter issues, switch holds, system outages, or weather. Our support team is always standing by to help.

About Payless Power

Payless Power wants to be your Texas electric company.

Whether you live in a large city or small town, Payless Power can save you money on your Texas electricity. We serve customers in over 400 deregulated communities in Texas with both traditional, postpaid plans on monthly billing cycles, and prepaid electricity that is pay-as-you-go with no deposit or credit check required.

We work with principal utilities throughout the state to provide electricity. The utilities are: Oncor in the Dallas and Fort Worth Metroplex and various parts of West Texas; CenterPoint Energy in Houston and the surrounding areas; AEP Central in Corpus Christi and surrounding areas; and AEP North in Abilene and other North Texas communities.